Critical Illness Insurance is a product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific medical conditions on a predetermined list as part of an insurance policy. Benefits are not paid based on the amount of the medical claims, but based on the diagnosis of a specific medical condition. Survival is generally not one of the requirements of these plans. Examples of conditions generally covered on these plans include cancer, heart attack and stroke.
BEST FOR: Someone who has seen first hand the financial hardship that is created by a critical illness to a family member or friend. Someone who has a family history of heart disease or cancer.
Please call 417-889-7700 or email us for an appointment CLICK HERE to get a quote.