Disability Insurance provides benefits that replace part of your lost income when you become sick or hurt and unable to work. Unlike workers compensation, disability income insurance supplements your income when the illness or injury is not job-related.
What is your most valuable asset?
Your home? Your car? Your health? … For most people, it is their income. Your income pays for both the big things in life (mortgage, car, food, utilities, vacations), and the small things too (children’s activities, movie tickets and cell phones). Most of us buy insurance to protect our home, car and health, but we ignore the most important asset to protect – OUR INCOME.
BEST FOR: Any employed person who depends on their income.
Probability of Disability Occurring
- During the course of the average worker’s lifetime, you are 3 ½ times more likely to be sick or hurt and in need of disability income protection than you are to die and need life insurance
- At no age is the risk of death greater than the risk of becoming disabled before age 65