DFG Insurance offers Affordable Care Act (ACA) compliant individual and family health insurance plans. We help clients determine the best plan to purchase and help them search the health insurance marketplace for the most affordable price.

Open enrollment starts November 1st and ends on December 15th each year. During this time, you may renew your current plan or purchase a new plan for the next calendar year.

Click HERE to view alternative plans that may be purchased anytime throughout the year

You may qualify for a special enrollment period starting on December 16 and ending on October 31 if you have experienced one of the following:

  • Loss of health insurance: You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.

  • Got married: Pick a plan by the last day of the month and your coverage can start the first day of the next month.

  • Had a baby, adopted a child, or placed a child for foster care: Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward.

  • Got divorced or legally separated and lost health insurance: Divorce or legal separation without losing coverage doesn’t qualify you for a Special Enrollment Period.

  • Death: You’ll be eligible for a Special Enrollment Period if someone on your Marketplace plan dies and as a result you’re no longer eligible for your current health plan.

  • Changes in residence: Moving to a new home in a new zip code or county, moving to the US from a foreign country or United States Territory, a student moving from the place they attended school, etc.

  • Changes that make you no longer eligible for Medicaid or the Children’s Health Insurance Program (CHIP)

  • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder

  • Becoming newly eligible for Marketplace coverage because you became a U.S. citizen

  • Leaving incarceration

  • AmeriCorps VISTA members starting or ending their service


You must prove you had qualifying health coverage for one or more days during the 60 days before your move. You don’t need to provide proof if you’re moving from a foreign country or United States territory.

To learn more about the Health Insurance Marketplace, please visit www.Healthcare.gov.

Please call 417-889-7700 or email us for an appointment CLICK HERE to get a quote.