Coverage that provides benefits for nursing home, assisted living facilities, home healthcare, and adult day care for individuals with chronic or disabling conditions, cognitive impairments and/or the inability to perform activities of daily living. Long-Term Care insurance offers more flexibility and options than many public assistance programs.
This type of policy covers basic daily needs over an extended period of time. While healthcare insurance or Medicare helps pay for immediate medical expenses (like a surgeon’s bill), long-term care insurance helps people cope with the cost of daily care that is needed for those with chronic illnesses, such as Alzheimer’s disease or other debilitating conditions.
BEST FOR: Someone who wishes to maintain their independence and protect their assets as they age into retirement.
Please call 417-889-7700 or email us for an appointment CLICK HERE to get a quote.